Clear lending advice. Better structures. Confident decisions.
At Webb Financial, we make lending and finance straightforward for individuals, families, investors, and business owners across Wollongong, Shellharbour, and greater NSW.
Whether you’re buying your first home, refinancing to improve cash flow, investing in property, or securing finance for your business, our accredited lending specialists take the time to understand your goals.
We compare loan options across a wide panel of bank and non-bank lenders to find finance that fits your situation today, while supporting where you want to go next.
Finding the right lender isn’t just about the lowest rate.
It’s about choosing a lender that aligns with your objectives. Whether you’re after fast approvals, flexible repayments, offset accounts for future investments, refinancing incentives, or a lender whose credit policy suits your income structure, the team at Webb Financial is here to assist.
We take a strategic approach to lending, considering:
The result is lending that works now and continues to work as your circumstances change.
Our lending and finance services cover a wide range of personal and business needs, including:
From simple home loans to complex lending structures, we manage the process end-to-end so you don’t have to chase banks, paperwork, or approvals.
Chris is the director of our lending & finance team. He brings over 20 years of experience across financial institutions, having worked as both a branch manager and a lending specialist. His deep understanding of lending policy, risk assessment, and loan structuring allows him to deliver practical, well-considered solutions for a wide range of clients.
Liam is an experienced lender with over 20 years of experience across financial institutions and as a business owner. His combined banking and operational background allows him to structure finance that aligns with clients' goals and objectives.
Your lending advice is integrated with your accounting and financial planning, not handled in isolation.
We compare bank and non-bank lenders to find the right fit for your situation.
With offices in Wollongong, Shellharbour, and Ramsgate, we assist a broad spectrum of both business and personal clients.
We structure lending with future goals in mind, not just today’s approval.
From the first conversation to settlement and beyond, we stay with you through the entire process.
Most lenders will request the following as part of a loan application:
We guide you through exactly what’s required and help you prepare everything correctly the first time.
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A finance broker assesses your financial position and goals, compares loan options across multiple lenders, and recommends a suitable lending solution. They also manage the application process, lender communication, and approval through to settlement.
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Many borrowers use a finance broker to access a wider range of lenders, save time, and avoid navigating complex credit policies on their own. A broker helps structure lending correctly, not just secure a rate.
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A finance broker starts by understanding your objectives and financial position, then assesses suitable lenders based on credit policy, pricing, and service. Once a lender is selected, they prepare and manage the application through approval and settlement.
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Using a broker provides access to multiple lenders and loan structures, while going directly to one lender limits you to one institution’s products and policies. For borrowers with complex income, future plans, or time constraints, a broker often offers broader options.
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If you’re considering a new loan, refinancing, or want to understand your options, we’re here to help.
Webb Financial (Accounting) Pty Ltd
ABN 37 622 060 422
Webb Financial (Lending & Finance) Pty Ltd
ABN 15 643 433 890
Wollongong
02 4244 4054
Shellharbour
02 4243 8897
Ramsgate
02 9529 5878
General Advice Warning: The information and advice provided on this website are of a general nature only and do not take into account your personal objectives, financial situation, or specific needs. Before acting on any advice, you should consider its appropriateness to your circumstances and seek professional advice where necessary. You should also refer to the relevant Product Disclosure Statement before making any financial decision.
