We take into account your risk profile to assist us in explaining the different options available, such as:

• Fixed interest versus variable.
• Split loans
• Principle and interest versus interest only.
• Benefit of longer or shorter loan terms to meet your goals.
• Offsets and redraw
• Parental guarantors
• Gifts
• LMI (Lenders mortgage insurance)
• First home loan deposit scheme
• Cross Collateralised or stand alone security.

Home loans can cover a number of different purposes, including:

• Purchase first home
• Purchasing next home
• Downsizing
• Bridging finance when between homes
• Investment purchase or refinance
• Debt consolidation
• Refinance
• Purchasing within an SMSF
• Business finance
• ATO Debt- Refinance
• Renovations
• Construction
• Equity release
• Share purchase